Overview
Capital Markets Analyst – Manchester
Salary:
The ideal candidate will have experience across several different asset classes and be able to assist with evaluating whether an opportunity will generate a suitable return, can be appropriately risk modelled and explained to and understood by the Bank’s board and shareholders.
Working closely with both internal and external stakeholders, including Chetwood’s principal investor.
Key Responsibilities
- Assist in analysing potential forward flows lines, senior warehouse lines and whole loan purchases across various ABS loan types (mortgage, consumer, auto, credit card, equipment, corporate)
- Actively take part in commercial negotiations of pool acquisitions, forward flow and senior warehouse lines
- Help develop and maintain financial models to evaluate ROE across the inorganic portfolio, bond and asset acquisitions
- Support wider finance projects, including capital planning and securitisation.
- Assist in preparing materials and analysis for internal and external stakeholders
Skills, Knowledge and Expertise
- 18 months minimum experience (mortgages, capital markets and structured finance preferred)
- Strong interest in structured finance of ABS or credit risk
- Excellent analytical and quantitative skills
- Advanced MS Excel skills, ability to analyse large data sets
- Numerate Degree e.g. bachelor’s degree in finance, Economics, Mathematics, Business, Physics or related fields
- Experience in cash flow modelling assets on a bank ROE basis
- A good understanding of mortgage economics
- Excellent attention to detail, and the ability to work accurately under pressure, often to very tight timescales
- A can-do attitude, a willingness to learn and to get involved
Benefits
- Competitive salary
- 25 days holiday PLUS your BIRTHDAY off
- Pension contribution with Royal London
- Life Assurance
- Private medical, dental and optical health insurance with Axa
- Hybrid working – Wrexham
- Free breakfast available
About Chetwood Bank
We’re a UK-based digital bank dedicated to getting the basics right and offering straightforward savings and mortgages
Data Protection
We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies.
Cifas
The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by https://www.cifas.org.uk/fpn.
Chetwood Bank does not accept speculative or unsolicited CVs from Recruitment Agencies. Any unsolicited CVs received will be treated as the property of Chetwood Bank and Terms & Conditions associated with the use of such CVs will be considered null and void.
